Listing provided courtesy of Ozark Realty- MLS# 3587389MLS ProviderContact Information: (573) 348-2781

434 Cherokee RoadLake Ozark, MO 65049

Single Family · 5 Beds · 3 Full Baths · 2,997 Sq. ft. | 0.38 Acres
$465,000 Active

434 Cherokee Road Overview

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Experience Lake Ozark living in the Village of Four Seasons. Motivated Sellers! This Ranch style walk-out home spans 5+ beds & 3 baths, offering a rare layout designed for large families, multi-generational living, & dual-family ownership. The interior shines with new tile entry, carpet, LED fixtures, ceiling fans, doors. The chef's kitchen boasts quartz countertops, tile backsplash, & new appliances. Primary suite w/ private bath & new quartz vanity. Convenience is key with a dedicated main-level laundry. Versatile Lower Level & ADU Potential as the walk-out lower level serves as true 2nd living quarters, w/ wood-plank laminate flooring, living room w/ gas fireplace, full kitchen, 2 BR, bonus room, & a 2nd laundry. Key features: 3-car heated garage + parking for 9; Safe room (plumbed); 8 total appliances: 2 Refrigerators, 2 Dishwashers, 2 Stoves, 1 Washer, 1 Dryer; Water Softener-Owned; new water heater; 2-year-old roof, gutters, & fresh paint/trim. Close to amenities including, campground, skate park, swimming pool, tennis courts, playground, boat ramps, fishing lakes & even a new aquatic center for year-round swimming, walking path. Don't miss this one-of-a-kind, turn-key gem!

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434 Cherokee Road Facts & Features

  • Type Single Family
  • Sq. ft. 2,997
  • Price/Sq.ft. $155
  • Lot 0.38 Acres

Details

General

Association/HOA

  • Association Fee: 850.0
  • Association Fee Frequency: Annually
  • Association Fee Includes: Other,Road Maintenance
  • Association: Yes

School Information

  • School District: School Of The Osage

Building Information

  • Year Built: 1989
  • Year Built Details: 1989

Location/Region

  • County Or Parish: Camden
  • MLS Area Major: B
  • Postal City: Lake Ozark
  • Subdivision Name: Kays Point #2

Community/Development

  • Community Features: Boat Facilities,Dog Park,Playground,Pickleball,Pool,Tennis Court(s),Community Pool

Rent/Lease Information

  • Lease Considered: No

Tax Information

  • Tax Annual Amount: 1563.75
  • Tax Year: 2025

General Information

  • Inclusions: 2 refrigerators, 2 dishwashers, 2 stoves, 1 microwave, 1 washer, 1 dryer, water softener-owned
  • Ownership: Fee Simple,
  • Parcel Number: 01802800000004048000
  • Possible Use: Residential
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Detached
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 5

Building Interior

  • Building Area Source: Owner
  • Building Area Total: 2997.0

General Information

  • Appliances: Dryer,Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer
  • Fireplace Features: Two,Gas
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Flooring: Laminate,Tile
  • Foundation Details: Basement
  • Interior Features: Attic,Ceiling Fan(s),Fireplace,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Living Area: 2997.0
  • Living Area Source: Owner
  • Rooms Total: 12
  • Stories: 1

Exterior

Parking Information

  • Parking Features: Attached,Drain,Detached,Electricity,Garage,Garage Door Opener,Heated Garage,Parking Available

Lot Information

  • Lot Size Acres: 0.38
  • Lot Size Area: 0.38
  • Lot Size Dimensions: 80x200x80x200
  • Lot Size Units: Acres
  • Road Surface Type: Asphalt,Paved
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Lake Privileges
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Ranch
  • Attached Garage: Yes
  • Construction Materials: Wood Siding
  • Patio And Porch Features: Covered,Deck,Patio
  • Property Attached: No
  • Roof: Architectural,Shingle

General Information

  • Exterior Features: Concrete Driveway,Deck,Patio
  • Pool Features: Community,Indoor
  • Sewer: Aerobic Septic

Room Information

Room: Bedroom

  • Level: Lower
  • Dimensions: 11.8x13.10

Room: Bedroom

  • Level: Lower
  • Dimensions: 13.10x12

Room: Bonus Room

  • Level: Lower
  • Dimensions: 11.8x13.0

Room: Kitchen

  • Level: Lower
  • Dimensions: 9.9x9.4

Room: Living Room

  • Level: Lower
  • Dimensions: 13.8x28.6

Room: Bedroom

  • Level: Main
  • Dimensions: 13.7x15.11

Room: Bedroom

  • Level: Main
  • Dimensions: 9.9x10.0

Room: Bedroom

  • Level: Main
  • Dimensions: 10.7x13.3

Room: Dining Room

  • Level: Main
  • Dimensions: 11.3x17.8

Room: Kitchen

  • Level: Main
  • Dimensions: 19.1x13.6

Room: Laundry

  • Level: Main
  • Dimensions: 5.6x14.1

Room: Living Room

  • Level: Main
  • Dimensions: 13.11x17.8

434 Cherokee Road Neighborhood

Community

65049 (Lake Ozark) Demographics

49
Median Age
254
Population Density (per sq. mile)
46%
College Educated
$66,271
Estimated Median Income
2,421
Estimated Total Home Owners
733
Estimated Total Renters
77% / 23%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

434 Cherokee Road Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

434 Cherokee Road Market Data

Based on the last 30 days in this zip code

$570,859
Average List Price
$292
Average Price per Square Foot
61
Properties Sold
99
Average Days on Market
445
Properties for Sale
Calculations provided by Reliance Network

434 Cherokee Road History

Date Event Value Agent
6/22/2026Source: Lake of the Ozarks Price Reduction
$465,000 -4.9%
6/22/2026Source: Columbia MLS Price Reduction
$465,000 -4.9%
6/3/2026Source: Lake of the Ozarks Price Reduction
$489,000 -2.0%
6/3/2026Source: Columbia MLS Price Reduction
$489,000 -2.0%
5/14/2026Source: Columbia MLS Added to Database
May 14, 2026
5/14/2026Source: Lake of the Ozarks Added to Database
May 14, 2026